Shih Tzu vs Maltese

Yearly, first-year and lifetime cost side by side — adult dogs in Texas, standard kibble, insured, salon grooming where the coat needs clipping. Change the settings.

$2,561
per year · $34,759 lifetime · 12.8 yrs
$2,586
per year · $35,985 lifetime · 13.1 yrs

A Maltese costs $25 more per year than a Shih Tzu — mostly grooming and food & treats. Over 12.8 years that is about $320.

CategoryShih TzuMalteseDifference
Food & treats $277 $179
+$98
Vet & preventive $800 $803
$-3
Insurance $812 $812
$0
Grooming $301 $421
$-120
Supplies & gear $58 $58
$0
Training & boarding $313 $313
$0
Total per year$2,561$2,586$-25
First year$3,512$3,537
Lifetime$34,759$35,985

The Shih Tzu is the bigger dog (12.5 lb against 7 lb), which by itself means more calories and a higher parasite-prevention band — $98 a year more on food alone.

Grooming differs: the Shih Tzu has a long double coat ($301 a year at our defaults) and the Maltese a long silky coat ($421). Median lifespans are 12.8 and 13.1 years, which is why the lifetime totals ($34,759 vs $35,985) move the same way as the yearly figures.

Health records: Shih Tzus are most often seen for periodontal disease and anal sac impaction; none is available for the Maltese. See each breed page for the full table.

Questions

Which is cheaper to own, a Shih Tzu or a Maltese?

The Shih Tzu: about $2,561 a year in Texas against $2,586 for the Maltese, a difference of $25.

What is the lifetime cost of a Shih Tzu vs a Maltese?

About $34,759 for a Shih Tzu over a 12.8-year median lifespan and $35,985 for a Maltese over 13.1 years, including first-year set-up and senior care.

Source · 8 sources · Updated 2026-09-21estimate
SOURCE · PetSmart.com regular (non-promotional) list prices — hand-recorded SKU sample — PetSmart (recorded by pawdget), 2026 data, accessed 2026-09-21
SOURCE · Nutritional Requirements of Small Animals (RER = 70 × kg^0.75, MER factors) — Merck Veterinary Manual, 2024 data, accessed 2026-09-21
SOURCE · Veterinary Exam and Procedure Costs (ASQ360° research, 50 states + DC) — CareCredit / Synchrony, 2025 data, accessed 2026-09-21
SOURCE · pawdget methodology — our own schedules, rubrics and formulas — pawdget.com, 2026 data, accessed 2026-09-21
SOURCE · Regional Price Parities by State, 2024 (table SARPP) — U.S. Bureau of Economic Analysis, 2024 data, accessed 2026-09-21
SOURCE · State of the Industry Report 2026 — highlights (2025 data) — North American Pet Health Insurance Association, 2025 data, accessed 2026-09-21
SOURCE · Dog grooming price guides 2025–26 (Bark.com, QC Pet Studies, MoeGo) — Industry price guides, 2026 data, accessed 2026-09-21
SOURCE · National Pet Owners Survey 2025 — dog spending (press release) — American Pet Products Association, 2025 data, accessed 2026-09-21
METHOD · estimated by formula · View methodology