Australian Shepherd vs Border Collie

Yearly, first-year and lifetime cost side by side — adult dogs in Texas, standard kibble, insured, salon grooming where the coat needs clipping. Change the settings.

$3,018
per year · $42,025 lifetime · 13.7 yrs
$3,206
per year · $42,896 lifetime · 13.1 yrs

A Border Collie costs $188 more per year than a Australian Shepherd — mostly grooming and food & treats. Over 13.1 years that is about $2,463.

CategoryAustralian ShepherdBorder CollieDifference
Food & treats $1,016 $867
+$149
Vet & preventive $795 $782
+$13
Insurance $812 $812
$0
Grooming $24 $374
$-350
Supplies & gear $58 $58
$0
Training & boarding $313 $313
$0
Total per year$3,018$3,206$-188
First year$4,016$4,159
Lifetime$42,025$42,896

The Australian Shepherd is the bigger dog (52.5 lb against 42.5 lb), which by itself means more calories and a higher parasite-prevention band — $149 a year more on food alone.

Grooming differs: the Australian Shepherd has a short double coat ($24 a year at our defaults) and the Border Collie a long double coat ($374). Median lifespans are 13.7 and 13.1 years, which is why the lifetime totals ($42,025 vs $42,896) move the same way as the yearly figures.

Questions

Which is cheaper to own, a Australian Shepherd or a Border Collie?

The Australian Shepherd: about $3,018 a year in Texas against $3,206 for the Border Collie, a difference of $188.

What is the lifetime cost of a Australian Shepherd vs a Border Collie?

About $42,025 for a Australian Shepherd over a 13.7-year median lifespan and $42,896 for a Border Collie over 13.1 years, including first-year set-up and senior care.

Source · 8 sources · Updated 2026-09-21estimate
SOURCE · PetSmart.com regular (non-promotional) list prices — hand-recorded SKU sample — PetSmart (recorded by pawdget), 2026 data, accessed 2026-09-21
SOURCE · Nutritional Requirements of Small Animals (RER = 70 × kg^0.75, MER factors) — Merck Veterinary Manual, 2024 data, accessed 2026-09-21
SOURCE · Veterinary Exam and Procedure Costs (ASQ360° research, 50 states + DC) — CareCredit / Synchrony, 2025 data, accessed 2026-09-21
SOURCE · pawdget methodology — our own schedules, rubrics and formulas — pawdget.com, 2026 data, accessed 2026-09-21
SOURCE · Regional Price Parities by State, 2024 (table SARPP) — U.S. Bureau of Economic Analysis, 2024 data, accessed 2026-09-21
SOURCE · State of the Industry Report 2026 — highlights (2025 data) — North American Pet Health Insurance Association, 2025 data, accessed 2026-09-21
SOURCE · National Pet Owners Survey 2025 — dog spending (press release) — American Pet Products Association, 2025 data, accessed 2026-09-21
SOURCE · Dog grooming price guides 2025–26 (Bark.com, QC Pet Studies, MoeGo) — Industry price guides, 2026 data, accessed 2026-09-21
METHOD · estimated by formula · View methodology